What’s Most Important in Life

Posted on by John Tan

A young man learns what’s most important in life from the guy next
door.

It had been some time since Jack had seen the old man. College,
girls, career, and life itself got in the way. In fact, Jack moved
clear across the country in pursuit of his dreams. There, in the
rush of his busy life, Jack had little time to think about the past
and often no time to spend with his wife and son. He was working on
his future, and nothing could stop him.

Over the phone, his mother told him, “Mr. Belser died last night.
The funeral is Wednesday.” Memories flashed through his mind like an
old newsreel as he sat quietly remembering his childhood days.

“Jack, did you hear me?”

Continue reading “What’s Most Important in Life” →

Why Invest

Posted on by William Dai

Welcome to ValueBay.

Since you are here, I guess you are thinking about investment. Let’s start with something really basic. It’s not just about money. It’s about your freedom.

You are trapped by your body

Many people take money matter very seriously simply because we need money to fulfill our needs as human. Your body needs food, cloths and shelter to stay healthy. To fulfill these needs, you need transport to go to market for purchasing and go to work to own money. Further more, to make yourself happy, you need entertainment and you want to own more to improve your living conditions. You cannot accomplish all these by your bare hands. Instead, you need money. You were trapped once you were born in a not so rich family, simply because you need to make a living. You are NOT free, even you are living in a democratic country.

Most of people work for money, not because they really like working. They spend about one third of their adult life working (see the following table). Among them, there are many people actually hate their job, but their still cling to their job due to the fear of losing income. There are also quiet a percentage of people working just to make their ends. These people are basically in a rate race. By looking at the figure of defaults in this crisis, we know there are huge number of people are swimming naked, no matter how big their pay check was. Once they lose their job, their whole world comes down.


STAFF / SOURCE: US DEPARTMENT OF LABOR

In short, if your life solely depends on your income from your job, you do not have freedom even you have all the rights as a human. You only have 2 ways to get your freedom:
1. Dump you body
2. Own your financial freedom


You would not like the 1st option, unless you believed that you would certainly go to heaven. For the 2nd option, you must understand what financial freedom is.